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$pageTitle = 'Terms of Service — AdityaHost FamAPI';
$metaDesc  = 'Read the official Terms of Service for AdityaHost FamAPI. Covers account usage, payment verification, acceptable use policy, fees, liability, and dispute resolution.';
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    <div class="crumb" style="color:#8ab0ff">Legal</div>
    <h1>Terms of Service</h1>
    <p>Effective date: 1 August 2026 &middot; Last updated: 22 August 2026</p>
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    <h2>1. Introduction &amp; Acceptance</h2>
    <p>These Terms of Service ("Terms") govern your access to and use of the FamAPI service, website, and all related tools operated by AdityaHost ("we", "us", "our") accessible via <a href="https://adityahost.in">adityahost.in</a> and <a href="https://fampay.adityahost.in">fampay.adityahost.in</a> (collectively, the "Service").</p>
    <p>By creating an account, accessing, or using any part of the Service, you ("User", "you") agree to be bound by these Terms. If you do not agree, do not use the Service.</p>

    <h2>2. Description of Service</h2>
    <p>FamAPI is a payment verification API that enables users to:</p>
    <ul>
      <li>Receive real-time payment confirmation notifications from their own FamPay UPI account via Gmail integration.</li>
      <li>Generate UPI QR codes programmatically for accepting payments.</li>
      <li>Verify payment status through a RESTful API using order IDs and note codes.</li>
      <li>Create hosted checkout pages for customer payments.</li>
      <li>Manage API keys, payment links, and transaction history through a secure dashboard.</li>
    </ul>
    <p>All funds collected through FamAPI are received directly into the User's own FamPay / UPI-linked bank account. AdityaHost never holds, processes, or intermediates any funds.</p>

    <h2>3. Eligibility</h2>
    <ul>
      <li>You must be at least 14 years of age to use the Service.</li>
      <li>You must own or have full authorization to use the FamPay account and Gmail credentials you connect.</li>
      <li>You must provide accurate, current, and complete information during registration.</li>
    </ul>

    <h2>4. Account Security</h2>
    <p>You are responsible for maintaining the confidentiality of your API keys, login credentials, and Gmail app password. You must not share your API keys with unauthorized parties and must immediately notify us of any suspected unauthorized access.</p>

    <h2>5. Fees &amp; Billing</h2>
    <ul>
      <li>FamAPI offers both free and paid access plans. Plan details and pricing are displayed on the <a href="plans.php">pricing page</a>.</li>
      <li>All plan purchases are final and non-refundable unless stated in our <a href="refund-policy.php">Refund Policy</a>.</li>
      <li>We do not charge any percentage-based commission on payments you collect.</li>
    </ul>

    <h2>6. Acceptable Use Policy</h2>
    <p>You agree to use the Service only for lawful purposes. You must not use the Service for fraud, scams, phishing, money laundering, gambling, or any illegal activity. You must not resell API keys, reverse-engineer the verification system, or impersonate AdityaHost or FamPay.</p>

    <h2>7. Data &amp; Privacy</h2>
    <p>Your use of the Service is governed by our <a href="privacy.php">Privacy Policy</a>. Gmail app passwords are encrypted with AES-256-GCM. We only read FamPay payment confirmation emails. We never sell your data.</p>

    <h2>8. Intellectual Property</h2>
    <p>All content, code, designs, and branding on the Service are the property of AdityaHost and protected by applicable intellectual property laws.</p>

    <h2>9. Limitation of Liability</h2>
    <p>The Service is provided "as is" without warranties. To the maximum extent permitted by law, AdityaHost is not liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the amount you paid us in the 3 months preceding any claim.</p>

    <h2>10. Indemnification</h2>
    <p>You agree to indemnify and hold harmless AdityaHost, its operators, and affiliates from any claims, losses, or damages arising from your use of the Service or violation of these Terms.</p>

    <h2>11. Service Availability</h2>
    <p>We strive for 99.9% uptime but do not guarantee uninterrupted access. We may perform maintenance, update features, or temporarily suspend service with reasonable notice when possible.</p>

    <h2>12. Termination</h2>
    <p>We may suspend or terminate your account immediately if you violate these Terms, engage in fraudulent activity, or put other users at risk. You may delete your account at any time from the dashboard.</p>

    <h2>13. Dispute Resolution</h2>
    <p>Any disputes shall be governed by the laws of India. Disputes shall first be attempted to be resolved amicably via <a href="contact.php">contact us</a>. If unresolved, disputes shall be subject to the jurisdiction of courts in India.</p>

    <h2>14. Changes to Terms</h2>
    <p>We may update these Terms at any time. The latest version is always available on this page with the updated date. Continued use of the Service after changes constitutes acceptance.</p>

    <h2>15. Contact</h2>
    <p>Questions about these Terms? <a href="contact.php">Contact us</a> or email <a href="mailto:support@adityahost.in">support@adityahost.in</a>.</p>
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